Hi Everyone, It's time to wrap up 2015 and I'm sure you'll agree that, as investors, saying goodbye to this year will be good. There are things to do though so let's look forward. Susan   The Rate Issue It's fair to assume that one of the reasons for 2015 being so lackluster in terms of market performance was the indecision surrounding our first rate hike since 2006. We appear to have that issue behind us and can move forward … [Read more...]