When the economy heats up, inflation rises. The Fed will step in and raise rates in an effort to decrease borrowing and increase savings to slow things down a bit.

We are in an environment that is tempered with gradual adjustments and one that should allow modest growth with no real threat visible. It is my opinion that we simply need to keep

balance across the board. In other words, so long as your house is in reasonably good order, I see no need to worry.